
Plus, you can use Chase’s Pay Yourself Back tool on those cards as well.įinally, you can potentially increase the value of your Ultimate Rewards points even further by transferring them to any of Chase’s 14 airline and hotel partners. You can then redeem those points at a higher value for travel purchases - either at 1.5 cents apiece on the Chase Sapphire Reserve or 1.25 cents each on the Chase Sapphire Preferred or Ink Business Preferred. When you also have one of Chase’s premium travel credit cards - the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card - you have the option to convert your Chase Freedom Flex cash back into Ultimate Rewards points at a rate of 1 cent per point. Plus, there’s a way to further increase the value of your Chase Freedom Flex rewards. All other purchases earn 1% cash back.Ħ reasons to get the Chase Sapphire Preferred You’ll earn 5% cash back on travel booked through Chase Ultimate Rewards, 3% cash back on dining (including eligible delivery services) and 3% cash back at drugstores. In addition to earning 5% cash back on the rotating categories, the Chase Freedom Flex also comes with a trio of fixed bonus categories. Make your Chase Freedom Flex cash back go even further And these same categories are also available on the original Chase Freedom credit card, which is no longer open to new applicants but still used by many Chase customers. For any purchases beyond that cap, you’ll earn 1% cash back, which is the same rate you’ll get on most purchases made outside the bonus categories. However, the last day to activate these categories is December 14, 2023.Īlso, remember that you’ll earn only 5% cash back in these categories on up to $1,500 in purchases each quarter. You can activate these categories now, but you don’t have to activate them before you’ve made a purchase - you can do it afterward and still get bonus cash back retroactively. Remember that in order to earn 5% bonus cash back on the Chase Freedom Flex, you need to activate the categories each quarter by phone or online at /freedomflex. You can earn 5% back on Amazon purchases with the Freedom Flex from April 1 to June 30, 2023. The category bonuses for the fourth quarter of 2023 include: The bonus runs on purchases between October 1 and December 31, 2023, although you must activate the bonus by December 14, 2023.

With the holidays right around the corner, Chase has finally revealed its quarterly bonuses for the fourth quarter of 2023. Once you activate the categories, you’ll earn 5% cash back anytime you make a purchase during the quarter in any of the selected categories, up to $1,500 in purchases each quarter. Every three months, the card switches its bonus categories, offering new opportunities to earn extra cash back.

The Chase Freedom Flex℠ is a cash back credit card with no annual fee and a unique feature. Enrollment may be required for select American Express benefits and offers. Terms apply to American Express benefits and offers. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. CNN Underscored reviews financial products based on their overall value.
